Get the Funding You Need ... Rehab Your Investment! Do you need a non-conforming (hard money) commercial funding solution? Nobody is more reliable and responsive than Sphynx Financial. If you have been frustrated by broken promises of closing dates that aren't kept, quotes that change at the last minute, and false approvals, then Sphynx Financial will be a refreshing change. Sphynx Financial is a commercial real estate company dedicated to providing fast service and solid underwriting for investors and property owners needing a private non-conforming (hard money) commercial lender. le Financing
Choose the financing that fits your business. Our specialists can arrange financing for performing and non-performing properties: Customized Permanent Debt Financing Options*
Get competitive rates and fees through the following financing programs: | Commercial Loan Programs (All Property Types) | Loan Program | Doc Type | LTV/CLTV | FICO | Loan Amount | Amort Period | Term |
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All Property | Full Doc | 65/100 | 600 | $25K - $2M | 25 yrs | 1 - 2 yrs |
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All Property | Full Doc | 80/85 | 600 | $2M - $50M | 30 yrs | 1 - 3 yrs |
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Land | Full Doc | 50/65 | 640 | $100K - $5M | 25 yrs | 1 - 3 yrs |
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Land | Full Doc | 40/60 | 640 | $250K - $10M | 25 yrs | 3 - 10 yrs |
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| Residential Rehabilitation Loan (1 - 4 units) | Loan Program | Option 1 | Option 2 | Option 3 | Advance % on total project | 100% | 100% | 100% | Rehab % | 100% | 100% | 100% | Points (Financed) | 5 | 5 | 5 | Interest Rate | 15.99% | 15.99% | 15.99% | LTV (Based upon ARV) | 70% | 65% | 60% | Credit Score ** | 640 | 640 | 640 | Points minimum $2500. Points reduced with repeat business. Requires $20,000 in verifiable assets. ** Under 640 Credit considered on a case-by-case basis. *** Terms subject to change at the sole discretion of the Lender. Loan approvals are subject to our standard underwriting criteria and due diligence. |
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