Sphynx Financial’s business lending division, a non-bank SBA lender, is distinguished for its broad array of lending products and customer friendly application process. Sphynx Financial makes loans ranging from $3K to $5 million to both startup and existing businesses. Funds can be used for a wide range of business needs, including to:

§         Open, buy or expand a business

§         Finance working capital

§         Purchase equipment

§         Purchase real estate and make leasehold improvements

§         Refinance existing business debt

Beyond a broad loan policy, Sphynx Financial offers an uncommonly efficient and personalized application process. Step by step, a Business Services Representative will guide you through the loan application process.

As one of the nation's largest providers of commercial financing, we offer a full range of capital resources to finance a variety of needs. We'll help you select the right business loan credit option with the right terms and payment structures for your company.

Small Business Lending   

Program Name	FICO	Loan Amount	Term	Addl Info
SBA 7(a) Program	650	$250K - $5M	up to 25 years	Flyer
SBA 504 Program	650	$200K - $10M	up to 25 years	Flyer
Micro-Loan	620	$500 - $100K	up to 5 years
Lines of Credit	640	$5,000 - $50K	up to 5 years

Eligible Businesses: Must be Privately Held and Operated For-Profit